Growing up in a low-income family shapes us in ways that stay with us long into adulthood. It’s not just about money; it’s about mindset, habits, and perspectives.
These experiences tend to manifest in certain behaviors as we grow older. I’ve identified seven common behaviors that often characterize adults who grew up in low-income families.
These behaviors aren’t bad. In fact, many are survival strategies honed by necessity, translating into resilience and resourcefulness.
Let’s dive in. Here’s what you often see in adults who grew up without a lot of money.
1) Money mindfulness
Growing up with less money often means having to be more aware of every cent spent. This consciousness of money doesn’t just vanish when you reach adulthood.
In fact, many adults who grew up in low-income families tend to display a heightened mindfulness around money. They often think twice before making purchases, meticulously plan budgets, and are more likely to save rather than splurge.
This isn’t necessarily a negative. In fact, it can lead to better financial health in the long run. But it’s important to recognize that this behavior is often born out of necessity, not choice.
Understanding this aspect of their financial behavior can lead to more empathy and understanding from those who did not grow up in similar circumstances.
2) Gratitude for simple pleasures
I can speak from personal experience here. Growing up in a low-income family, we didn’t always have the latest gadgets or go on exotic vacations. Instead, we found joy in the simple things – a home-cooked meal, a family game night, or a walk in the park.
As an adult, I’ve carried this appreciation for simplicity with me. I find happiness in a good book, a home-cooked meal, or a peaceful walk in nature. It’s not that I don’t enjoy luxury or comfort, but I have learned to value the simple pleasures of life.
I’ve noticed this is a common trait among those who grew up in similar circumstances. Rather than always chasing after the next big thing, they find contentment and gratitude in the small joys of life. This behavior isn’t just about money; it’s about appreciating what you have, however small it might be.
3) Resourcefulness and creativity
When resources are limited, you quickly learn to make do with what you have. This often means coming up with creative solutions to problems or finding alternative ways to meet needs.
Scarcity: Why Having Too Little Means So Much (2013) by Sendhil Mullainathan and Eldar Shafir describes how living with limited resources can force a sort of “hyper-focus.”
Under certain circumstances, this focused mindset may translate into more creative or efficient short-term problem-solving, because individuals must figure out solutions quickly and with minimal resources.
This knack for problem-solving often carries into adulthood, leading to a resourcefulness and creativity that can be seen in many aspects of life, from managing household expenses to navigating career challenges.
4) Strong work ethic
When you grow up in a low-income family, hard work isn’t just an admirable trait—it’s often a necessity for survival. The need to contribute to the family income or to work hard in school for scholarship opportunities can instill a strong work ethic from a young age.
As adults, this work ethic often persists. It’s not uncommon to find those who grew up in low-income families going the extra mile at their jobs or juggling multiple responsibilities with tenacity.
This hard-working attitude can be an asset in many aspects of life, driving individuals to achieve their goals and overcome obstacles. But it’s important to remember the roots of this trait and the pressures that often come with it.
5) Anxiety around financial stability
Growing up, I remember the constant worry about bills and unexpected expenses. The fear of financial instability was a constant companion, and that feeling didn’t disappear when I became an adult.
Even when circumstances improve, there can still be an underlying anxiety around money. The fear of slipping back into financial hardship can trigger stress and prompt behaviors like hoarding money or being overly frugal.
It’s not about being greedy or stingy. It’s about wanting to feel secure and avoid past hardships. Recognizing this behavior can help in understanding the motivations behind it, and in developing strategies to manage financial anxiety.
6) Value of education
When you grow up in a low-income family, education is often seen as the key to a better life. The opportunity to learn and improve your circumstances can be a powerful motivator.
Many adults who grew up in low-income families place a high value on education, not just for themselves but for their children as well. They understand the doors that education can open and the cycle of poverty it can break.
This isn’t just about formal education; it extends to lifelong learning, self-improvement, and personal growth. These individuals often seek out opportunities to learn new skills or broaden their knowledge, recognizing the power of education in shaping their future.
7) Empathy and understanding
Growing up with less often cultivates a deeper understanding of others’ struggles. Experiencing hardship firsthand can breed empathy and compassion for others who are going through similar experiences.
This empathy isn’t limited to those facing financial struggles. It extends to a broader understanding that everyone has their battles, seen or unseen. The willingness to help others, to be kind and considerate stems from this understanding.
Empathy is a powerful trait, one that can bridge divides and foster connections. And it’s something that many adults from low-income backgrounds carry with them, a testament to their resilience and strength.
